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Personal Bankruptcy: What Debts Can Be Discharged?

Personal Bankruptcy: What Debts Can Be Discharged?

Filing personal bankruptcy may seem frightening, but in many cases it is the best thing you could possibly do for your financial future. It can get you back on your feet and moving towards financial freedom. If you are facing overwhelming debt and considering bankruptcy as a...
Debt Settlement Saves Consumers Big Money

Debt Settlement Saves Consumers Big Money

Consumers who buy on credit often pay far more than the original price of the items purchased, after the added costs of interest, fees, and any late charges are tacked onto the balance. Certain card companies state directly on their bills how long it would take a debtor to pay...
Debt Settlement Los Angeles: 5 Signs Your Spending is Out of Control

Debt Settlement Los Angeles: 5 Signs Your Spending is Out of Control

For many of us it seems like there is never enough money. You may even budget and make some attempt to stick to it but it often turns out to not be of much help. If this is your situation, it may be a sign that your spending habits need to be examined and refined. If you like to...
How to Delay Debt Payments When You File for Chapter 11 Bankruptcy

How to Delay Debt Payments When You File for Chapter 11 Bankruptcy

Individuals who start companies with little business experience often find themselves overextended or with poorly negotiated contracts that leave them reeling in debt. Managing debt, following proper accounting principles, and collecting on accounts are vital to keeping any...
Debt Settlement Los Angeles: When You Should Contact an Attorney

Debt Settlement Los Angeles: When You Should Contact an Attorney

Debt settlement in Los Angeles Debt settlement in Los Angeles is as varied as the city itself. With that in mind, the stress of the financial situation can make many individuals and families too quickly choose an option that is ultimately wrong for them. Dealing with debt is...
I’m in Debt and I Need Help

I’m in Debt and I Need Help

If those two statements speak to you, keep reading. Whether it is a result of student loan payments, unfavorable credit card interest rates, professional setbacks or something else, getting out of debt is possible. There is a lot of confusing information out there about how to...
What to Do When a Default Judgment Has Been Entered Against You

What to Do When a Default Judgment Has Been Entered Against You

A default judgment can be entered against you whenever a party who has sued you in a lawsuit requests that the court enter judgment in that party’s favor because you failed to file an Answer to the Summons and Complaint served on you or you neglected to appear in court. In most...
successfully negotiating debt with creditors

Successfully Negotiating Debt with Creditors

Other than declaring bankruptcy, your other options in dealing with burdensome debt is to either cut down on unnecessary expenses and practice domestic austerity or try negotiating debt with your creditors. Bankruptcy is an option of last resort in most cases but the threat of...